
Growing Money Financial Education Services
Classes are FREE and can be held during the daytime or evening. Let us know which you prefer.
SPEND SMART:
This two-session class is for people living in limited income households. Ideal for seniors, Reach-Up recipients, people receiving disability income, and anyone whose income is essentially not growing. The class covers goal-setting, expense tracking and budgeting in detail. It also addresses specific ways to reduce household expenses and subsitute income with community resources.
KEYS TO CREDIT:
This one-session class goes into detail about the important and often confusing world of credit. Learn all the basics and get smart about this issue. You can change your credit picture around in a variety of ways, and we are here to help you get started.
CREATING A FINANCIAL FUTURE:
This two-session class covers everything you need to know to start building household savings, how to create an emergency fund, basics about IRA accounts, how to enhance your savings, and much more. This is a great class for someone who is starting to get the hang of dealing with financial issues but would like more information on how to grow money more efficiently.
KEEPING ON TRACK:
A NEW session for anyone who is putting the Spend Smart tools into action. Not just a reminder, new information every session. Come to one, come to as many as you want! Offered towards the end of every month.
*** If minimum class size is not met for a class in which you have registered, you will be notified a day in advance.***
Want to get started?
Before you begin classes, please complete this form:
Growing Money Intake Form. Read our Class Policies.
Register for classes by calling 860-1417 x114 or email growingmoney@cvoeo.org.
Be sure to bring the form with you to the first class, or send it to us via email, growingmoney@cvoeo.org or via post:
CVOEO, Growing Money Program
PO Box 1603
Burlington, Vermont 05402
GROWING MONEY offers one-on-one financial coaching

We provide free financial coaching to program participants. We'll help individuals define their financial goals, and support them in taking steps to reach those goals. Areas supported include managing spending, budgeting, getting credit under control, obtaining, understanding and fixing errors on credit reports, saving and investing, opening bank accounts, dealing with creditors and predatory lenders, organizing financial papers, and so forth.
We work closely with other financial providers, and usually can refer you to someone who can help you, if we can't. Meetings are by appointment, and generally, we encourage attendance at one of our classes as a preparation for one-on-one support.
All classes and services are FREE to income eligible particpants!!!
** Organizations are invited to contact us if you have a group ready for a class. We can bring it to you!
Champlain Valley Office of Economic Opportunity

